Posts Categorized: Investors

A Landlords Journey

For many folk property investments are a very important part of their financial planning for wealth generation, security, and future retirement although often centred in their own home can also extend to additional properties. The introduction of BTL (Buy-To-Let) mortgages around 25 years ago marked a significant step change in planning and presented opportunities for… Read more »

Pros and cons of flipping a property

I am covering tricky topics as they come along and as economic circumstances change for the worse even in Harrogate. Certain things seem inevitable as the downside effects of high interest (mortgage) rates plus inflation along with the high cost of living depress property demand/house prices and rents as we head into 2023. So here… Read more »

Will the cost of living crisis affect house prices in Harrogate

There is a wealth of uncertainty at the moment, and one of the major worries for households up and down the country is the impact of the cost of living crisis. Everyday essentials have risen astronomically, everything from fuel to food and energy, and therefore you may have heard a variety of different opinions on… Read more »

How to buy your first investment property in Harrogate.

Buying a first BTL (Buy to Let) property is a considerable undertaking for any new investor. Over time, with good management and further investment, it can generate a good income for years to come and increase in value. However, before you take the plunge, it is important to closely consider the following: You need to… Read more »

BTL – A GOOD INVESTMENT IN HARROGATE?

Buy To Let

Predictions about the future of BTL (Buy to Let) in the UK vary. Some say that the BTL sector is thriving and will continue to grow in line with increasing Tenant demand. Others say that the weight of legislation and the associated costs are driving Landlords out of the market. One of the key questions… Read more »

No Deposit Option

We like to think that we tackle some tricky topics where there are no “rights or wrongs” and numerous legitimate “for and against” reasons on both sides of the  “No Deposit” debate. We don’t currently tend to recommend  “zero deposit” schemes to our Landlords for the simple reason that we very seldom get asked for… Read more »

Increase the Value of your Rental Home

First impressions count, and this is never more true than with rental properties. Preparing a property for rent means a lot more than just advertising it and showing prospective tenants around. If you want to get the best possible rental income / return from your property, you may well need to make some changes before… Read more »

Looking for a Bargain

You will understand that we are often asked if there are any bargains to be found when looking to buy a property in Harrogate. The answer of course is, ‘yes and no’ and please let me explain why, but to quickly say that the best way to find one is to talk things over with… Read more »

Is Self Managing a Good Idea?

We are regularly asked by both professional and accidental Landlords whether or not Self-Management of their property(s) is a good idea? In both cases our answer is ’not usually’ bearing in mind that in most situations we are talking about an essential monthly income stream as well the longer term retirement / pension provisions of… Read more »

Spring in the Air – ‘Old vs New’

Tuesday 18th March was officially the first day of Spring but here in Harrogate our amazing crocuses are already in full bloom having survived the snow, ice and torrential rain of recent weeks. Some parts of the Stray may look half drowned but nothing has dampened the surge in activity in the local property market… Read more »